Application deadline 2018-04-07
Banking & Finance
Job Role Experienced Position Type Full Time Organization Type Private Sector
Location
Kinondoni, Mikocheni Dar Es Salaam
Description
RELATIONSHIP OFFICER
Duties and Responsibilities
The principal responsibilities are to:
• Achieving Deposits targets - ensure that the monthly set deposit targets are achieved or exceeded
• Achieving Loan targets – ensure that the monthly set loan targets are achieved or exceeded both in terms of numbers, volume as well as in terms of quality
• Marketing bank products – ensure bank products marketing, promotion, delivery and quality are done in line with the Bank policies and procedures
• Risk Management – ensure that the key risk related to bank products are effectively managed within the prescribed limits
Other tasks and responsibilities that will enable the fulfillment of the above noted responsibilities include:
Market the bank products and services
Solicit loan applications from potential borrowers, collect all required documentations and examine both the completeness and correctness
Visit and validate the loan application documentation regarding the business, collateral, Guarantors, including to obtain appropriate identification of the business ownership
Undertake appraisal of the loan applications including analysis of the data and evaluating the project to facilitate decision making
Inform the loan applicant on the decision made by the bank and the next steps recommended
Monitor credit facilities and financed projects to ensure repayment and proper use of funds
Develop a strong and quality loan portfolio in line with the set targets
Undertake proper loan recovery activities as prescribed by the bank
Carry out any other duties as assigned by supervisor from time to time
Qualifications and Requirements:
University Graduate in Business Administration, Economics, Finance, Accounting, Banking or related discipline.
At least three years banking experience in credit which includes evaluation of loan application proposals
Motivated and strong sales and marketing skills
Strong interpersonal skills
Excellent oral and written communication skills
Ability to work under pressure tight deadlines to achieve sales targets
HOW TO APPLY
ALL APPLICATIONS (CV- MS-WORD FORMAT ONLY, ACADEMIC CERTIFICATES, AND APPLICATION LETTER) SHOULD BE DIRECTED TO
THE DEPARTMENT OF HUMAN RESOURCES.
Apply Online Through
SEND EMAIL TO: hiringmanager@emcl.co.tz.
PLEASE SEND YOUR APPLICATION ONLY ONCE FOR EACH JOB VACANCY AND IF QUALIFIED.ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED NOT LATER THAN ONE WEEK AFTER THE DEADLINE FOR APPLICATION.
ONLY ELECTRONIC APPLICATIONS WILL BE ACCEPTED.
KINDLY READ ALL SPECIFICATIONS BEFORE CALLING.
FOREIGN DEGREE HOLDERS SHOULD ATTACH COPY OF CERTIFICATE FROM TCU
KINDLY LABEL YOUR DOCUMENTS ACCORDINGLY
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