Jobs in Dar es Salaam Tanzania Absa Jobs in Dar es Salaam Portfolio Manager Jobs in Dar es Salaam at Absa Portfolio Manager Employment opportunities Absa




Bring your possibility to life! Define your career with us

With over 100 years of rich history and strongly positioned as a local bank
with regional and international expertise, a career with our family offers the
opportunity to be part of this exciting growth journey, to reset our future
and shape our destiny as a proudly African group.

Job Summary

Responsibility for the management of the portfolios across the Credit Life
Cycle in aggregate, which comprises of the following
• Product Planning
• Credit Initiation
• Account Maintenance
• Fraud Management
• Collections & Recoveries
• Responsible for developing and adhering to business mandate and scale
triggers for all products
• Setting of product risk appetite and strategies
• Policy formulation / circulars – owner of the portfolio Risk policies and
Procedures and Manuals
• Provide input into developing and review of Portfolio modelling
• Analysis of management Information with appropriate recommendations to the
Head of Credit
• Liaison with product/business managers and owners
Initiate, agree and monitor Collection and Recoveries strategies
• Accountability for all Credit scorecard design, implementation and review
Input into Junior Consumer Credit Risk staff Performance development
Agree and be responsible for all change initiatives in portfolio

Job Description

Credit Risk Management Time Split 30-40%

-->Assess a customer’s business through the analysis of Business and Credit risks associated with the provision of the bank’s products and services to the customer.

-->Develop high quality credit solutions with the view of obtaining fast credit approval from Credit teams.

-->Act as the joint contact for credit management purposes for accountants, solicitors and other professionals.

Portfolio 30-40%

#

-->Manage the portfolio within agreed risk appetite.
-->Formulate strategies that drives growth while maintaining an acceptable level of risk to achieve agreed performance targets
-->Develop a strong Risk/COO/Consumer Business partnerships

Leadership 10-20%

-->Develop a highly motivated team of portfolio analysts maintaining excellent relationships within own team and wider business to ensure achievement of business goals.
-->Consider the training and development needs of the team and support the development and implementation of solutions.
-->Ensure effective performance development and succession planning for the team.

Risk and Controls Objectives

Manage risk and control effectively by applying applicable risk frameworks and
embedding a positive risk culture

-->Understanding of own role in the end-to-end processes in which you play a part, including applicable risks and controls.
-->Adhere to Barclay’s policies and procedures applicable to own role, demonstrating sound judgement and responsible risk management.
-->Report all risk events / incidents / issues using the defined process for your business area and help to understand why these happened and how to prevent them in future. Proactively look for ways to improve the control environment by considering what could go wrong in the processes you operate and how errors could be prevented.
-->All mandatory training completed to deadline

Technical skills / Competencies

-->Strong intellect balanced by practical and pragmatic approach
-->Decisive
-->Strong internal and external networking
-->Analytical
-->Risk Management
-->Business Management
-->People management and coaching
-->Communications written and oral and presentations
-->Effective negotiation and influencing
-->Strong Lending skills
-->Influencing

Personal Attributes

-->Basic operations knowledge
-->Strong product management, selling and negotiation skills
-->Excellent communication skills enabling communication with people at all levels
-->Ability to execute analytical and data driven decisions
-->Ability to create and identify innovative solutions

Essential and preferred Experience

Experience, qualifications and other requirements specific to the role What
does the role holder need to know/know about and/or be qualified in

-->Degree or equivalent business experience, desirable Preferred
-->Postgraduate degree e.g. MBAMathematical or financial qualification

Skills & Competencies

-->What does the role holder need to be able to do/be well at doing
-->Highly competent in analysis and numeracy
-->Comprehensive technical credit skill
-->General commercial/industry awareness
-->Working knowledge of risk management policies, procedures & pricing
-->Working knowledge of Group policies and strategies relative to the credit function
-->Product knowledge
-->Detailed understanding / fit of the vision for Risk
-->Detailed understanding of the Bank’s policies on Employment/Redeployment, Equal
-->Opportunities and Health & Safety
-->Working knowledge of local country structure and strategy
-->Leadership and performance development of a team
-->Managing risk and reward Preferred
-->Risk Management Background

Absa Values

Approvals

Absa Values and Behaviors represent the set of standards which governs the
actions of all of us who work for the bank and against which the performance
of every one of us in Absa are being assessed and rewarded

-->I drive high performance to achieve sustainable results
-->I’m obsessed with customer
-->I have an African heartbeat
-->I believe our people are our strengths

Agreed by Current Job Holder

Agreed by Line Manager

Co-signed by HR Manager

Education

Higher Diplomas Business, Commerce and Management Studies Required



Apply Today Through









URL Link to Apply

[ **Submit your CV and Application on Company Website Click Here**
]https//absa.wd3.myworkdayjobs.com/en-US/ABSAcareersite/job/Absa-House---
ABT/Portfolio-ManagerR-15913907

Closing Date 4th March, 2021



Jobs in Dar es Salaam Tanzania Absa Jobs in Dar es Salaam Portfolio Manager Jobs in Dar es Salaam at Absa Portfolio Manager Employment opportunities Absa


Thank you very much for Visiting mkaguzi.blogspot.com